Rocky Shrivastava

Privacy Policy

Website: rockyshrivastava.com Effective Date: July 11, 2026 Last Updated: July 11, 2026

Rocky (“we,” “us,” “our”) operates rockyshrivastava.com (the “Website”). This Privacy Policy explains what personal data we collect, how we use it, and the choices and rights you have, in accordance with the Information Technology Act, 2000 (including the SPDI Rules, 2011) and the Digital Personal Data Protection Act, 2023 (“DPDP Act”) and rules made thereunder.

By using this Website, you agree to the collection and use of information as described in this Privacy Policy.

1. Information We Collect

1.1 Information You Provide Directly

Depending on the form or tool you use on this Website, we may collect the following information directly from you:

  • Name — to identify you and personalize our response or the output you receive
  • Email address — to respond to your inquiry or share results, if requested
  • Age / Date of Birth — to calculate age-appropriate financial projections, investment horizon, and risk capacity for certain illustrative tools
  • Gender — to provide general demographic context for illustrative financial planning insights
  • Address — collected only if you voluntarily provide it, for correspondence purposes
  • Message/inquiry details — to understand and respond to your query

We collect only the fields relevant to the specific tool or form being used, and we do not collect more information than is reasonably necessary for that purpose.

We do not require you to create an account, and we do not ask for or collect sensitive financial details (such as bank account numbers, PAN, Aadhaar, or investment holdings) through this Website.

1.2 Information Collected via FinBot (AI Chat Assistant)

This Website features FinBot, an AI-based live chat assistant that responds to finance-related educational queries. FinBot is built on Tidio, a third-party live chat and AI chatbot platform. When you use FinBot, we collect and store:

  • The messages/queries you type into the chat
  • FinBot’s generated responses
  • Basic session metadata (e.g., timestamp, IP address, approximate session duration)

Third-party processing via Tidio: Your chat messages are transmitted to and stored within Tidio’s systems to generate a response and to allow us to review conversations. Tidio processes this data in accordance with its own Privacy Policy (available at tidio.com/privacy-policy) and, where applicable, GDPR and other data protection frameworks it complies with. Tidio may route messages through third-party AI providers solely to deliver the chat response; per Tidio’s terms, such providers are contractually restricted from using this data to train their own general-purpose AI models.

We do not ask you to share, and you should avoid entering, sensitive personal information (such as PAN, Aadhaar, bank account or card details, passwords, or investment account credentials) into the FinBot chat window. FinBot is not designed to request or require such information to function.

Chat logs are retained as described in Section 5 (Data Retention) and may be reviewed internally to improve FinBot’s accuracy, relevance, and compliance with our educational-content-only policy.

1.2 Information Collected Through Calculators and Tools

Our calculators (SIP, Lumpsum, SWP, Goal, Loan, Loan Prepayment, Expense, and EMI to Yourself Calculators) process the numeric inputs you enter (such as amount, tenure, or assumed rate of return) locally in your browser session to generate illustrative results. We do not require you to submit personally identifiable financial information to use these tools, and calculator inputs are not, by default, stored or linked to your identity unless otherwise stated for a specific tool.

1.3 Information Collected Automatically

When you visit the Website, certain information is collected automatically through cookies and similar technologies, including:

  • IP address (anonymized/truncated where supported)
  • Browser type and device information
  • Pages visited, time spent on pages, and referring website
  • General geographic location (city/country level)

This information is collected via Google Analytics, a web analytics service provided by Google LLC.

2. Cookies and Google Analytics

We use cookies solely to operate Google Analytics, which helps us understand how visitors use the Website (e.g., which pages and calculators are most used) so we can improve content and functionality.

  • We do not use cookies for advertising, retargeting, or third-party ad networks.
  • Google Analytics may set cookies on your device and transmit the collected data to Google’s servers, which may be located outside India. Google’s use of this data is governed by Google’s Privacy Policy and, where applicable, the Google Analytics Data Processing Terms.
  • You can control or disable cookies through your browser settings at any time. You may also opt out of Google Analytics tracking across websites by installing the Google Analytics Opt-out Browser Add-on.
  • Disabling cookies may affect certain non-essential features of the Website but will not prevent you from accessing its core content and calculators.

3. How We Use Your Information

We use the information collected to:

  • Respond to inquiries submitted through the contact form
  • Understand aggregate usage patterns and improve Website content, tools, and user experience
  • Maintain the security and proper functioning of the Website
  • Comply with applicable legal obligations

We do not:

  • Sell or rent your personal data to third parties
  • Use your data to provide personalized investment advice or recommendations
  • Share your contact form submissions with advertisers or marketing partners

4. Legal Basis and Consent

Where required under the DPDP Act, we process your personal data on the basis of your consent, which you provide by submitting information through our contact form, by using the FinBot chat assistant, or by continuing to use the Website with cookies enabled. By using FinBot, you separately consent to your chat messages being transmitted to, and stored within, Tidio’s systems as described in Section 1.2. You may withdraw consent at any time by:

  • Not submitting further information through our forms
  • Disabling cookies in your browser
  • Contacting us at the email address below to request deletion of any data previously submitted

Withdrawal of consent will not affect the lawfulness of processing carried out before such withdrawal.

5. Data Retention

We retain personal data submitted through contact forms only for as long as necessary to respond to your inquiry and for a reasonable period thereafter for record-keeping purposes, unless you request earlier deletion. Analytics data collected via Google Analytics is retained according to Google’s standard retention settings, which we may configure to the shortest period suitable for our purposes. FinBot chat logs are retained for a reasonable period to improve response quality, ensure compliance, and address any grievances, after which they may be deleted or anonymized, unless a longer retention period is required by law.

6. Data Sharing and Disclosure

We do not share your personal data with third parties except:

  • With Google LLC, solely for the purpose of operating Google Analytics
  • With Tidio, solely for the purpose of operating the FinBot chat assistant
  • Where required by law, regulation, court order, or a valid request from a government or regulatory authority (including SEBI, if applicable)
  • To protect our rights, property, or safety, or that of our users, in cases of suspected fraud or illegal activity

We do not have any data-sharing arrangement with SEBI-registered or unregistered financial entities for marketing, referral, or advisory purposes.

7. Data Security

We implement reasonable security practices and procedures, as required under the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Children’s Data

This Website is not directed at children under the age of 18, and we do not knowingly collect personal data from children without verifiable parental or guardian consent, in accordance with the DPDP Act’s provisions on the processing of children’s personal data. If you believe a child has provided us with personal data without appropriate consent, please contact us so we can delete it.

9. Your Rights as a Data Principal

Under the DPDP Act, you have the right to:

  • Access a summary of the personal data we hold about you and the processing activities undertaken
  • Correct or update inaccurate or incomplete personal data
  • Erase personal data that is no longer necessary for the purpose it was collected, subject to legal retention requirements
  • Withdraw consent at any time, as described in Section 4
  • Nominate another individual to exercise these rights on your behalf in the event of your death or incapacity
  • Grievance redressal, as described in Section 10 below

To exercise any of these rights, please contact us using the details in Section 11.

10. Grievance Redressal

If you have any concerns, complaints, or grievances regarding the processing of your personal data, please contact us at the email address below. We will endeavor to acknowledge and address your grievance within a reasonable time frame, and in any event as required under applicable law. If you are not satisfied with our response, you may approach the Data Protection Board of India through the applicable grievance mechanism once operational.

11. Contact Information

For any questions, requests, or grievances regarding this Privacy Policy or your personal data, you may contact:

Name: Rocky Email: info@rockyshrivastava.com Website: https://rockyshrivastava.com

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors, including further rules notified under the DPDP Act. Any changes will be posted on this page with a revised “Last Updated” date. Continued use of the Website after such changes constitutes your acceptance of the updated Privacy Policy.